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Small and medium-sized enterprises increase in our country's economic prosperity, promotion employment, play an important role in scientific and technological progress, exporting and economic growth, the rapid development of small and medium-sized enterprises has already become important strength of promoting the economic growth of our country. But small and medium-sized enterprises develop rapidly, even develop and face a great deal of problems and obstacle factor here above average, and enterprise's financing ability is the key factor, with the development of enterprise, the more important financing is, it is the key to restricting development of small and medium-sized enterprises that among them it is difficult to finance.This text has mainly explained the characteristic of financing of small and medium-sized enterprises of our country and spoken of from the difficult current situation of financing in the evolution, the reason for analyzing predicament of leading to the fact is mainly that one's own capability of small and medium-sized enterprises is weak, the credit intensity is not high, social credit is on the low side, internal management is unstandard, policies of financing are generous and inconsistent, the reason of the financial institution, government support strength to be insufficient, with too high cost in the trade and lacking the capital source steady in a long-term etc.; Direct against the question that the financing of small and medium-sized enterprises of our country exists, should improve the internal management level after putting forward the small and medium-sized enterprises of our country, perfect whole quality, strengthen and annex pooling, strengthen the information communication with the bank and establish the relation between good bank and enterprise actively, set up and amplify small and medium-sized enterprises credit assurance system, strengthen government support to financing of small and medium-sized enterprises wait a moment for corresponding countermeasure.
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