推荐回答(3个)
感觉公务员买房子实在是太多优惠了,有属于自己的购买房子的公积金,我们普通老百姓基本上没有的,都是政府或者是单位一起购买社保才可以办理,还可以同银行贷款,通过率非常高,有能力一定要去考公务员。。。
公务员一直是人们向往的职业,稳定、地位高、福利好是公务员的代名词。如今,全国各地区房价飞涨,而住房一直是人们人生的一大追求。众所周知,公务员工资并不高,那么公务员如何买房?公务员买房是否有优惠呢?公务员住房补贴有多少?小编在给大家盘点给各地区公务员的购房及住房福利。
盘点各地区公务员住房补贴标准,公务员买房有没有优惠?
公务员住房补贴有哪几种形式,有什么标准?
我国目前公务员系统住房补贴的形式主要有租金直接补贴和提供低租金宿舍、住房两种形式。租金补贴,即以现金方式发放到工资中,以住房补贴形式体现。另外一种即单位象征性地收取远低于市场价格的租金出租房子给单位职工。一般有单位建造的单位宿舍或者经济适用房。
我国家公务员住房补贴金额根据职级、地区的不同有所差别。不同职级和地区间的差别还是比较大的,所以并没有一个统一的标准。根据央视新闻报道的这篇《公务员购房补贴标准大起底》,同为正厅级,重庆市住房面积标准不到个别第地区的一半。而每平米补贴标准方面,湖南仅有个别地区的二分一。
公务员买房有没有优惠?买房有补贴么?
我国在2000年时候已经规定了各级领导干部及在京中央国家机关职工购房补贴建筑面积标准:科级以下60m²;正副科级70m²;副处级80m²;正处级90m²;副司局级105m²;正司局级120m²;正部级220m²;副部级190m²。
由于现如今为市场经济,相应职级公务员达到相应职级后,并不一定能够享受到直接的住房分配。未享受到相应福利性住房面积标准的公务员,或者以实际住房没有达到标准面积的公务员,都将享受到地方的相应购房补贴。职工住房每平方米补贴额会由有关部门根据房价等因素进行调整,每个地区也并不相同。
再则,个别地区的房企(特别三四线城市),为了响应国家号召,也会针对新入职公务员或事业单位工作人员无房人员,提供一系列的购房优惠。例如广东清远市,2015年针对公务员事业单位购买首套自用普通住房的,按照本科2万元、硕士3万元、博士4万元的标准,由市财政给予一次性补助。
贷款方面,公务员由于职业稳定,信用较高,一直都是银行眼中的优质客户。公务员系统人员住房贷款申批一向都是一路绿灯。再加上公务员自身较高的公积金,房贷并不是很大的负担。
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