With the increasing promotion of electronic commerce in China, the electronic financial industry has gradually attracted the attention of the general public. People's increasing demand for online capital has promoted the development of online banking. With the continuous development of online banking, its existing system security and supervision issues are also emerging, making online bank users in the handling of business is causing many inconveniences.
This paper first expounds the concept of online banking, including the meaning, classification and characteristics of online banking. After the analysis of the development of China's online banking status quo, and then the analysis of the development of China's online banking problems. Finally, it puts forward the countermeasures to promote the steady development of the online banking in China from the aspects of improving the management, safety and supervision of the online banking in China
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