车险柜台和电销区别

2024-11-30 23:42:35
推荐回答(2个)
回答1:

车险出单渠道包括:直销、电销

直销就是直接到保险公司刷卡取单
电销就是打电话投保去保险公司刷卡取单

唯一的区别就是电话可以随便打,也可以让保险公司来你家里刷卡送单。
就是这点区别。

价格方面:比如,直销100块,电销就是厅羡85块。在直扮雹拍销的基础上可以打折15%
所以:电销最大的优势及存在的道理就是价格便宜。 是目前汽车保险最便宜的购买方式
对保险公司而言,电销集中出单,降低销售成本,也对保险手续费提成有所降低,对保险业务员不利。

理赔方面:完全一样!我敢保证!

所以,如果我是客户,我推荐电销肆游。如果是我保险公司:自己家人朋友卖他电销、客户卖直销。
鉴定完毕,请给分

回答2:

保险小编帮您解答,更多疑问可在线答疑。

区别一:电销车险的商业险是柜台车险的穗薯禅85折。
区别二:电销车险的保险责任以及保额和柜台车险可能会出现不一样的部分,比如不足额投保等。
区别三:电销手戚没有固猜尘定的服务人员。

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