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阿Q吧 > 我要是在邮政信用卡上贷款一万，那么我想分24期还款，每个月最低需要还款多少啊？

我要是在邮政信用卡上贷款一万，那么我想分24期还款，每个月最低需要还款多少啊？

2025-04-10 06:46:45

推荐回答（1个）

回答1：

因为1月15日进行的消费，而账单日是2月3日，故没有到账单日也没超出最后还款日，所以不会收取利息。

另，2月3日账单日会告知您本月账单数额和最低还款额，如23日还清最低还款额或更多欠款就不会被算作逾期。在23日当天开始给您计算利息，利息是您上期全部欠款未本金，日利为本金的万分之五

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