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阿Q吧 > 农行信用卡分期付款利息怎么算比如..消费10万元分期分24期.每月还多少

农行信用卡分期付款利息怎么算比如..消费10万元分期分24期.每月还多少

2025-04-08 02:57:29

推荐回答（2个）

回答1：

按分期手续费0.7%计算，每月还款额为4866.67

信用卡分期，
每期手续费=分期总额*分期费率
每期还款本金=分期总额/分期数

结合本案具体情况
每期手续费=100000*0.7%=700
每期本金=100000/24=4166.67
每期还款额=4166.67+700=4866.67

回答2：

农行的消费分期手续费是千分之6，如果你的10万元全部可以分期的话，每期需要还款
10000/24 + 10000 x 0.6% = 4766.67 元

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