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阿Q吧 > 房贷15年,贷款16.7万元,已还贷6年,利息还剩多少

房贷15年,贷款16.7万元,已还贷6年,利息还剩多少

2025-03-16 05:02:28

推荐回答（1个）

回答1：

等额本息法：贷款总额167000，假定当时年利率6.400%，贷款年限15 年：每月月供还款本息额是： 1445.58元、总还款金额是： 260204.4元、共应还利息： 93204.4元。　首月还利息是：890.67　、首月还本金是：554.91；第2个月还利息是：887.71　、第2个月还本金是：557.87　　；此后每月还利息金额递减、还本金递增。（未考虑中途利率调整）
=====================
已还月数是72个月；共还利息55529.02、共还本金48552.74 应还剩余本金118447.26、最后一期利息631.72　（未考虑中途利率调整因素）///现在还清还需要付出：￥119078.98

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