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购买短期意外险与长期意外险有何区别，哪个

2025-03-15 16:59:09

推荐回答（1个）

回答1：

最大的差别就是能否续保，具体体现在三个方面：

1.价格。长期产品价格恒定，短期产品可能会下架或者涨价。

2.最高年龄。长期产品可到70岁或终身，短期产品一般只保到65岁。

3.出险后。某些长期意外险产品可以累计保额赔付，一次出险，后续仍有保障。短期险产品理赔后，就很难继续投保了。

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